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Ebook Credit Repair: How To Repair Credit And Remove ALL Negative Items From Your Credit Report Forever, by Richard Stanton

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Credit Repair: How To Repair Credit And Remove ALL Negative Items From Your Credit Report Forever, by Richard Stanton

Ebook Credit Repair: How To Repair Credit And Remove ALL Negative Items From Your Credit Report Forever, by Richard Stanton

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Product details

Paperback: 118 pages

Publisher: CreateSpace Independent Publishing Platform (September 13, 2015)

Language: English

ISBN-10: 1517079209

ISBN-13: 978-1517079208

Product Dimensions:

6 x 0.3 x 9 inches

Shipping Weight: 8.2 ounces (View shipping rates and policies)

Average Customer Review:

3.5 out of 5 stars

25 customer reviews

Amazon Best Sellers Rank:

#513,500 in Books (See Top 100 in Books)

Learning how to repair my credit and credit score has been a rewarding experience. It has provided me with opportunities to receive credit without any roadblocks, but it has not always been that way. The first thing to do is to get a copy of your credit report from each of the three major credit bureaus, and read it thoroughly. If there are any mistakes, and there probably are, it is up to you to write to the credit bureau, and ask for its removal. It could be something small, like an incorrect home address, or something much bigger, like a bill that you can prove has been paid in full, which is still listed as Collection. Addresses and sample letters are included in the book.

This is a great book with lots of valuable and insightful information. It contains proven steps and strategies on how to repair credit and remove all negative items from your credit report forever. It started with the introduction of the credit and why it is vital to keep the score high. Then there is a detail description about the credit system, credit scores, importance of raising scores, disputing erroneous entries, other reasons for a bad score and to fix them. I found the chapter on ‘best ways to pay off all debts’ most helpful and informative. I am in progress of repairing my credit, and I can't wait to put the new credit repair techniques to use, to raise my credit score. I like the author's methods to explain each and everything about credit repair.

It’s a good book, indeed! After reading this book, it reminds me that we should pay our debt on time as it will help you build rapport from creditors and there is a tendency that creditors will lend you next time as you are a good payer and on time but whilst reading this book, some companies really wants a person who are holding low or bad credit score to lend some as they can charge a higher interest of it and the most is that they can generate more money to the debtor. In which, the debtor pays twice or thrice the amount they lend and not so really good. But we have the solution of that, as this book mentioned ways on how pay your debt on time to avoid a bad credit card score and not to pay twice or thrice the amount you lend. If ever there are times that you can’t pay on time for some reason and that will be affecting your credit score negatively, this book is what you need. This book provides techniques on how to remove all negative reports on your credit card. It is either comes from you why you have that negative or from the credit companies’ mistakes encoding wrong information to your credit report. I am so thankful that I have this book as it really helps me to be more aware of handling about credit cards and to maintain a good score on it.

I thought this book was excellent. The author does a great job of explaining what the credit scores mean and how you can improve it. He lists actual companies to work with if needed, as well as giving other advice on topics such as bankruptcy and dealing with the creditors themselves. The only thing that I didn't care for is his reference to the fact that if your credit score is really bad then your life is over. I don't really believe that is true, because there are ways to live without debt, sure you might not have your dream car or house, but you'll have your family and that's what really counts in the end anyhow. I do appreciate the way he even explains the difference between FAKO and FICO scores and also includes ways to know if you're being ripped off by credit repair companies. Great guide for helping you to repair your credit.

We have a family member that needs help with her credit and I hoped this book would offer us some strategiesfor removing bad credit beyond the obvious common knowledge: contact the agencies, verify that information is correct, dispute what is wrong. Unfortunately, it did not. It contains basic information and definitions but not any more than you can find on the internet. If you don't already know about contacting the credit agencies you might find some useful in this book.Ali Julia review

I am amazed on how many people take a cavalier attitude toward their financial lives. To fix bad credit, first you have to learn about how it is constructed. Learn, then understand, how valuable a good credit rating can be. I have learned from past experience the pitfalls of not paying attention and the long term damage and unnecessary expense this can cause. Read the book, follow its’ guidelines and understand that action, then patience is key in regaining financial success.

This kind of book comes in handy in life, today everything can be handled by a simple card. Almost no one brings cash or even withdraw because everything can be paid by the credit card. This book talks about how to maintain a desirable credit score, it talks about what you can get with each level. It also talks about the risks of entrusting your life into a card, it really teaches you the what and what not to do even how to handle debts. I recommend this book to anyone who is having troubles balancing credit issues.

I didn't really know much about my credit, so as a young adult I was looking for ways to learn more. Credit Repair covered a lot of topics that I found really educational, even though some of it doesn't apply to me. The book explains credit, how the system works, how to find out your credit score, how to understand the credit score, and then ways to work on fixing it if you have bad credit. As a young person building credit, I thought the book was really helpful and gave me a lot of information I'll need in the future.

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Credit Repair: How To Repair Credit And Remove ALL Negative Items From Your Credit Report Forever, by Richard Stanton PDF